Mortgage Loan Refinance Guru

Challenging Your Property Tax Assessment
Image by K. Todd Storch via Flickr
A couple of weeks ago, I got a new property tax assessment. And it looks as though I’m not the only one who will be seeing an increase in property taxes. Money magazine reports that municipalities have been collecting more in property taxes, even as the housing market crashed. [...]

Foreclosures to Remain Near Highs
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Even though foreclosures have dropped off a little bit, they are still near highs. And there are concerns that they will linger there for a while. Indeed, with so many REO properties still on the market, it will be a while. Housing Wire reports on the implications for the housing market [...]

Increase The Chances That Your Home Insurance Claim is Paid
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There are lots of ways that insurance companies can try to avoid paying out claims. Everything from flood damage to papers that you sign without looking at them can lead to complications from getting your home insurance claim paid during a natural disaster. Consumer Reports offers these steps to helping you get what [...]

Happy Labor Day!
Today is Labor Day. Many people in the U.S. have today off in commemoration of workers through the years. Now, though, it has mainly become a time for relaxation and one last holiday as the summer comes to a close. However, it is a fitting tribute to those who have gone before if we take [...]

Mortgage Rates Head Lower on Unemployment Data
Mortgage interest rates are moving — and they’re moving lower.
Thanks to the job report today, mortgage interest rates are heading lower as unemployment rises to 9.7%. Even though initial jobless claims are down, the bottom line is that the economy is still shedding jobs. However, it is good news that the economy is shedding [...]

Foreclosure Starts Increase, Final Stage Foreclosures Decrease
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There is some interesting mixed-bag news right now in the world of foreclosures. Many are watching foreclosures for trends that indicate the worst of the foreclosure crisis may be over. While it is somewhat disheartening that foreclosure starts have increased, the good news is that some of them are being stopped before entering [...]

Foreclosures Could Be Affecting Your Home Appraisal
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Before you can sell a home or get a refinance, you have to have your home appraised. And the number your county assessor uses to figure you property taxes doesn’t count. A real estate appraiser has to have a look. And that means that there are a number of factors [...]

Will 1,000 Banks Fail in the Next Two Years?
There is a good chance that we will see more bank failures in the next two years, say some experts in the financial field. This is because smaller banks and private banks are starting to see some troubles from the current economic climate. CNBC reports on the possibility of more more failed banks:
Failed banks tend [...]

20 Real Estate Markets Where It Doesn?t Make Sense to Rent
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The recent housing market problems have led to a situation where home values have fallen far enough in some areas that it just doesn’t make sense to rent. While it still costs a little less to rent in some places, the difference is small enough that you might as well buy and capitalize [...]

Utah Home Values Plummet
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Just a couple of years ago, Utah was among the highest ranking real estate markets when it came to home appreciation. I know. I live in Utah. My cousin’s condo appreciated $20,000 in one year. Of course, all of that came crashing down just prior to the recession. AllBusiness.com reports on Utah’s fall [...]

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